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Finding Second Mortgage Lenders - A tedious job! 
A second mortgage lender should not be that difficult to find. First contact your current lender to see if they can offer you a better deal than you already have.
http://blog.badcreditwhiz.com/second-mortgage-lenders/
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California Mortgage Lender | Bad Credit Blog
Mortgage lenders operating in the State of California are required to abide by the regulations and guidelines offered by the state in its entirety.
http://blog.badcreditwhiz.com/california-mortgage-lende
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Top 20 FAQs on Mortgage Refinancing | Bad Credit Blog
You can refinance after bankruptcy. You are required to submit bankruptcy papers to the lender, fulfilling requirement of 2 years repayment along with equity built during the plan.
http://blog.badcreditwhiz.com/mortgage-refinance-faqs/
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