QROPS in 2012 
2012 is going to bring some momentous changes to the QROPS arrangements and rules. The draft regulations relating to QROPS published recently have the potential to completely change the QROPS landscape.
2012.html
La Torre Fx – Foreign Exchange Questions and Answers
La Torre Fx provides this excellent service, with great rates and high quality customer service, by linking to the very best Foreign Exchange Platform – FTT Global
fx-foreign-exchange.html
Spanish Inheritance Tax (ISD)
This complex issue is often ‘swept under the carpet’ but eventually everyone is affected. In particular, the prospect of a widow(er) paying inheritance tax on the death of their spouse can come as an enormous shock.
nheritance-tax-isd.html
UK pension scheme or plan But you live in Spain?
The whole pension plan or scheme scenario is so complex it certainly causes people to ‘turn off’. It might also explain why only 42% of working men and 46% of working women, in the UK, have entitlements above the Basic State Pension. Even worse if yo...
n-scheme-or-plan-but-you-live.html
Tax on property rental income in Spain
There is very clear evidence that the Spanish Tax Authorities (La Hacienda) are now taking the subject very seriously. Given the Spanish Government’s massive budget deficit and the need for more revenue, I contend that holiday rental income is a ‘sof...
ental-income-income-tax.html
La Torre Fx - WORLDWIDE Foreign Currency
Authorised and regulated foreign currency exchange. New service using a tried and tested platform. Fully insured. This service aims to beat your Bank 80% of the time. Quick efficient value added service in association with Financial Pages in Spain.
econd-opinion.html
Financial Pages in Spain - Readers' Favourites
This Blog has now been going for 10 months and there have been 96 posts. In that time the readers, in Spain and far beyond, have shown those subjects which interest them most. It wasn’t determined by wealthy advertisers or corporate nobodies with che...
-pages-in-spain-readers.html
New Zealand QROPS 2011 update
New Zealand QROPS continue to deliver customer satisfaction by solving their needs. Strict rules apply but HMRC approval underpins the schemes
nd-qrops.html
Professional Connections
You would be surprised how many times I hear the expression ‘I was told that…….’. What usually follows is either wrong or some local popular myth. Whether it’s QROPS, QNUPS, tax in Spain, property regulations, residency and many more, myths and inac...
nal-connections.html
Offshore Financial Planning
Offshore financial planning is much more open than used to be the case but still has many advantages. This is especially true with the use of Trusts. · Not for tax evasion! · Lost faith in British & Irish Banks or Insurance Comp...
financial-planning.html
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