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As I said At The Beginning, "Annuities Are The.." 
If you need access to your money, you may be able to take all or part of the value out of your annuity at any time during the accumulation period.
http://www.AnnuityDefinition.com
added by helkinsi, 2 months 13 days ago
But Wait.. "Annuities Give You Peace of Mind."
A deferred annuity has two parts or periods. During the accumulation period, the money you put into the annuity, less any applicable charges, earns interest.
http://www.AnnuityDefinition.com
added by bogel21, 3 months 20 days ago