Taking advan- tage of lower interest rates 
Can you negotiate a lower interest rate? You can often get your credit card interest rate lowered with just one phone call. Bankrate (www·bankrate·com) and Fiscal Agents (www·fiscalagents·com/learningcentre/credittips·shtml). Determining your financi...
Reviewing bills with a fine-tooth comb 
Too many people put doctors and hospitals on pedestals. They assume that medical bills are always accurate or are afraid to speak up when they find errors. Get over it! Medical professionals are human beings just like you and me, which means that the...
We like the option of setting 
We like the option of setting up an individual policy, especially if Tom has the premiums paid electronically from his checking account and Sue's mailing address is on the policy. This way, the premiums are always paid on time, so the chance of a can...
Keeping a Lid on Medical Costs 
We don't have to tell you that healthcare costs are skyrocketing and can eat up a very large chunk of your finances. This chapter helps you chip away at the different pieces of your medical costs one at a time. Here you'll find ways to save at the do...
To help you find the answers 
To help you find the answers to these questions, you need what's called loss mitigation counseling help. Loss mitigation counseling is help to develop a solution that will allow you to catch up on your payments, modify your loan terms, or otherwise r...
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